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Banking on India is a popular blog that covers various aspects of the Indian banking and financial services industry. The blog is updated regularly and features insightful articles on topics such as digital banking, fintech, and regulatory changes.

By allowing pre-sanctioned credit lines from banks to be linked directly to UPI IDs, the Reserve Bank of India (RBI) has eliminated the dependency on physical plastic cards. Why This Shift Matters

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This framework is democratizing credit for Micro, Small, and Medium Enterprises (MSMEs) by embedding loan options directly into daily business applications and e-commerce platforms. Why This Shift Matters They show how top

Millions of small business owners and rural consumers who have never owned a credit card can now access instant, short-term micro-loans right on their smartphones.

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: High-level industry news, regulatory updates from the RBI, and expert opinions from chief economists.

for more updates on the Indian economy and financial markets.